A good personal checking account keeps your money secure and accessible. A great personal checking account does so much more.
At Presence Bank, we champion personal checking accounts in Pennsylvania, delivering the experienced bank you need and the online service you deserve. Our online checking account services let you discover the right account for you and open it on your own time.
| Free Checking | Rewards Checking | Life Checking (age 50+) |
|
| Minimum Opening Deposit Requirement | $100.00 | $100.00 | $100.00 |
| Minimum Balance to Avoid Fees | $0.00 | $500.00 | $0.00 |
| Monthly Maintenance Fee (if balance not met) | None | $8.00 | None |
| Interest Structure | None |
$0.00 – $499.99 |
$0.00 – $499.99 $500.00 – $24,999.99 $25,000.00 – above |
| Fees for Non-Presence Bank ATMs1 | Reimbursed up to $15.00 / Month | Free ATMs Worldwide | Reimbursed up to $15.00 / Month |
| Instant Issue Debit Card | Yes | Yes | Yes |
| Free Standard Personalized Checks | First Order | First Order | One Annual Order |
| Paper Statement | Free | Free | Free |
| Additional Account Features | None | One Free Domestic Wire Transfer per Month | None |
| Get Rates | Get Rates | Get Rates | |
| Open An Account | Contact Us | Contact Us |
1 Fees charged by the ATM owner will be calculated at the end of every month and either reimbursed up to $15.00 (Free Checking, Life Checking, Money Market), or reimbursed completely (Rewards Checking)
Whichever account type you open with Presence Bank, setting up your personal checking account takes just 60 seconds. From there, you’ll have constant access to:
