Free Instant Issue Debit Cards

Instant Issue Debit Cards

Eliminate the wait time from the day you open your account to the day your debit card arrives in the mail. With an instant issue debit card, you’ll walk out of our branch with your brand-new Presence Bank debit card to use wherever VISA® is accepted.

Your Presence Bank debit card is free. However, some fees may apply on services or penalties associated with the debit card.

Open an Account

A Debit Card That Activates Instantly

At Presence Bank, we provide an instant issue debit card with every personal checking account. You can activate your instant issue debit card as soon as you remove it from the envelope by calling the telephone number featured on the label and following a few verification steps. You can also activate your card using the Presence Bank Mobile Banking app.

Immediate Purchasing Power

Upon activation, your card will be ready to use with any merchant that accepts VISA® debit cards, both online and in person. You can also connect the instant issue card to Apple Pay® and Google Pay™ immediately upon activation. Bring the debit card with you to any Presence Bank location or ATM to initiate a withdrawal, deposit or transfer.

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Instant-Activating Debit Cards From Presence Bank

Banks that issue instant debit cards provide you with the flexibility to spend on your terms. Choose Presence Bank to access an instant issue debit card with any of our personal checking account options:

Instant Issue Debit Card Security 

Presence Bank’s instant issue cards streamline spending while securing your funds against unauthorized use:

  • Secure activation: Mobile and telephone activation systems that require specific personal information
  • Custom PIN number: Custom personal identification number (PIN) to validate purchases over $15
  • Overdraft protection: Optional overdraft protection service that protects you from fees
  • Stop Payment Orders: Transaction cancelation through a written or oral Stop Payment Order
  • Withdrawal limits: Confidential daily withdrawal limits to reduce loss from unauthorized purchases
  • Lost or stolen card solutions: Immediate freeze on withdrawals and purchases after reporting the card as lost or stolen

Open an Account for an Instant Issue Debit Card

Experience hassle-free banking with our instant issue debit cards, providing you with immediate access to your funds, exclusively at Presence Bank. Instant issue debit cards are available with personal checking accounts, so enroll online today or visit your local Presence Bank branch to get started.

Frequently Asked Questions

Consider these common questions about instant issue cards. 

Use our mobile app or call the number on your debit card’s label to activate it.

You can use your instant issue card for transactions as soon as you complete the activation process.

For our existing customers’ security, limits are confidential until we issue the card.

We uphold a daily point-of-sale purchase limit of $1,500 for goods and services.

Report your card as lost or stolen as soon as possible by calling or visiting your local Presence Bank branch.

Yes. A $10 fee applies for every five business days the account remains overdrawn, with a maximum fee of $90.

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